Gazumping, lenders mortgage insurance and all the other things I learned the hard way in buying my first home

It’s no secret that buying a house is a real challenge in 2022.

For me, saving the deposit may have been the least stressful step in the whole process – although it obviously took plenty of time.

My hometown of Scone, in the beautiful Hunter Valley, New South Wales, hasn’t escaped the property boom taking hold in regional Australia.

So, as a 24-year-old who’d lived independently for five or more years, I moved back into my childhood bedroom for about five months as I went on a house hunt at the market’s all-time high.

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